Eureka!  I've been irritated for years that all gnomes are
body-builders.  There's no good reason for it, but there is a bad
reason; the system.  The system tells gnomes that to raise to their
maximum Strength of +1, with so much muscle that they'll be on equal
footing with humans, despite being half their height, they only need to
spend 20 XP.  5 XP gets them from Strength -2 to Strength -1, and so on.

And almost as bad; gnomes are no more dexterous than anyone else after a
few months on the road.  They only start with +1 Dexterity, but soon
everyone buys a couple of dots in Dexterity, making everyone the same.
The racial limits really did feel like *limits*, since you just run into
them.

One trick fixes everything: racial Attribute adjustments apply to XP
costs, so gnomes must spend 10 XP to raise their Strength to -1, while
humans need to spend 10 XP to raise their Wits to 0.

The character sheet's spot to mark 'encumbrance penalties' is only named
'encumbrance', so it's not immediately clear what it does.  Since
characters only take penalties from encumbrance, it's clearer to just
state that it's a space for 'penalties'.

Signed-off-by: Anth0rx <anthorx@keemail.me>

Signed-off-by: Anth0rx <anthorx@keemail.me>

Signed-off-by: Anth0rx <anthorx@keemail.me>